Commerce-FineMark merger exchange ratio adjusted to 0.7245 after 5% stock dividend

COMMERCE BANCSHARES INC /MO/

Exchange ratio increased from 0.690 to 0.7245 shares of CBSH per FNBT share due to 5% stock dividend.
Stock dividend declared Oct 31, 2025, payable Dec 16 to CBSH holders of record Dec 2, 2025.
Effective time of merger expected on or about January 1, 2026.
No other changes to merger terms; closing conditions remain unchanged.

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