---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-121572"
form_type: "8-K"
ticker: "LMNR"
cik: "0001342423"
company_name: "Limoneira CO"
filed_at: "2025-12-16T23:59:59+00:00"
generated_at: "2026-05-16T13:01:12.363430+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Limoneira amends loan covenants with AgWest Farm Credit, relaxes leverage and adds debt-to-capitalization test

## Summary
- Modified Minimum Debt Service Coverage Ratio to ≥1.25:1 for FY ending Oct 31, 2027 and thereafter.
- Total Net Leverage Ratio set at ≤4.50:1 for fiscal quarter ending Oct 31, 2027 and thereafter; interim step-downs removed.
- New Debt to Capitalization Ratio covenant added: ≤0.45:1, measured quarterly from Jan 31, 2026 through Jul 31, 2027.
- Modification dated December 12, 2025, effective December 16, 2025.

## SEC filing metadata
- accession: 0001104659-25-121572
- form_type: 8-K
- ticker: LMNR
- cik: 0001342423
- company_name: Limoneira CO
- filed_at: 2025-12-16T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1342423/000110465925121572/0001104659-25-121572-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1342423/000110465925121572/tm2533597d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-121572
- JSON: https://secwatch.observer/filing/0001104659-25-121572.json
- Plain text: https://secwatch.observer/filing/0001104659-25-121572.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.