---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-25-123801"
form_type: "8-K"
ticker: "RBCAA"
cik: "0000921557"
company_name: "REPUBLIC BANCORP INC /KY/"
filed_at: "2025-12-22T23:59:59+00:00"
generated_at: "2026-05-16T12:30:13.141689+00:00"
event_type: "m_and_a"
sentiment: "neutral"
materiality_score: 0.55
calibrated_materiality_score: 0.55
confidence: "high"
source: SEC EDGAR
---

# Republic Bancorp sells $80M RBF loan portfolio to CAN Capital; expects $6M gain

## Summary
- Asset purchase agreement with CAN Capital Merchant Services for substantially all RBF assets: ~$80M loans/leases and ~$3M liabilities.
- Bank expects to record a gain, net of broker commissions, of approximately $6 million.
- Transaction includes a fixed premium above net book value; CAN assumes all ongoing RBF operations.
- Closing expected in Q1 2026, subject to customary conditions and CAN obtaining financing.
- RBF is a small-ticket finance division acquired in March 2023 CBank deal; based in St. Louis.

## SEC filing metadata
- accession: 0001104659-25-123801
- form_type: 8-K
- ticker: RBCAA
- cik: 0000921557
- company_name: REPUBLIC BANCORP INC /KY/
- filed_at: 2025-12-22T23:59:59+00:00
- event_type: m_and_a
- sentiment: neutral
- materiality_score: 0.55
- calibrated_materiality_score: 0.55
- confidence: high
- sec_items: 7.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/921557/000110465925123801/0001104659-25-123801-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/921557/000110465925123801/rbcaa-20251219x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-25-123801
- JSON: https://secwatch.observer/filing/0001104659-25-123801.json
- Plain text: https://secwatch.observer/filing/0001104659-25-123801.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.