{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-000697","form_type":"8-K","ticker":"SMBK","cik":"0001038773","company_name":"SMARTFINANCIAL INC.","filed_at":"2026-01-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:34.439310+00:00","generated_at":"2026-05-16T11:37:06.647280+00:00","sec_items":["8.01","9.01"],"event_type":"debt","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"SmartFinancial extends exchange offer for $100M 7.25% subordinated notes due 2035 to Jan 9","bullets":["Exchange offer now expires at 5:00 p.m. NY time on January 9, 2026.","$82.5M aggregate principal (82.5% of outstanding) tendered as of January 2, 2026.","Notes carry 7.25% fixed-to-floating rate, mature 2035, originally issued August 20, 2025.","Offer exchanges unregistered private-placement notes for identical registered notes."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-000697","json":"https://secwatch.observer/filing/0001104659-26-000697.json","markdown":"https://secwatch.observer/filing/0001104659-26-000697.md","text":"https://secwatch.observer/filing/0001104659-26-000697.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1038773/000110465926000697/0001104659-26-000697-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1038773/000110465926000697/smbk-20260105x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T11:37:06.647280+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}