secwatch.observer — SEC 8-K summary
======================================

Issuer:     SMARTFINANCIAL INC. (SMBK)
CIK:        0001038773
Form:       8-K
Filed at:   2026-01-05T23:59:59+00:00
Accession:  0001104659-26-000697
Event type: debt
Sentiment:  neutral
Materiality: 0.30
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

SmartFinancial extends exchange offer for $100M 7.25% subordinated notes due 2035 to Jan 9
--------------------------------------------------------------------------------

- Exchange offer now expires at 5:00 p.m. NY time on January 9, 2026.
- $82.5M aggregate principal (82.5% of outstanding) tendered as of January 2, 2026.
- Notes carry 7.25% fixed-to-floating rate, mature 2035, originally issued August 20, 2025.
- Offer exchanges unregistered private-placement notes for identical registered notes.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1038773/000110465926000697/0001104659-26-000697-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1038773/000110465926000697/smbk-20260105x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-000697

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer