other material
confidence medium
sentiment neutral
materiality 0.50
Terra Property Trust reports debt reduction to ~$186M as of Dec 31, 2025
Terra Property Trust, Inc.
- Total debt reduced from $439M (Dec 2022) to ~$186M (Dec 2025), down over 12 quarters.
- Promissory notes of $28.9M fully repaid in Nov. 2025 after borrower refinancing provided $39M.
- Cash and cash equivalents of $33.0M as of Dec. 31, 2025.
- Estimated debt-to-equity ratio 1.15-1.25x; net debt-to-equity 0.95-1.05x.