{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-003604","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2026-01-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.794381+00:00","generated_at":"2026-05-16T10:31:50.164367+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Citi reports Q4 EPS $1.19 (adjusted $1.81), revenue up 8% ex-Russia item; FY record revenue $85.2B","bullets":["Net income $2.5B ($1.19 diluted EPS) vs $2.9B ($1.34) in Q4 2024; adjusted net income $3.6B ex-Russia loss.","Q4 revenue $19.9B (+2% reported, +8% ex-Russia $1.2B held-for-sale loss). Full-year revenue $85.2B (+6% YoY).","CET1 ratio 13.2% (160 bps above requirement); returned $17.6B to shareholders in 2025 ($5.6B in Q4).","Services revenue +15% Q4 YoY to $5.9B; Markets -13%, USPB +5%, Wealth +8%.","CEO targets 10-11% RoTCE for 2026; full-year RoTCE 7.7% (up from 7.0% in 2024)."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-003604","json":"https://secwatch.observer/filing/0001104659-26-003604.json","markdown":"https://secwatch.observer/filing/0001104659-26-003604.md","text":"https://secwatch.observer/filing/0001104659-26-003604.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465926003604/0001104659-26-003604-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465926003604/c-20260114x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T10:31:50.164367+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}