Metropolitan Bank Q4 net income $28.9M, EPS $2.77; dividend raised to $0.20/share

Metropolitan Bank Holding Corp.

2025-FY EPS reported $6.62 revenue$11,053,000

Diluted EPS $2.77, net income $28.9M for Q4 2025, vs $1.88 and $21.4M in Q4 2024.
Net interest margin 4.10% (up 44 bps YoY); total revenues $88.4M.
Quarterly dividend increased 33% to $0.20/share, declared Jan 16, 2026.
Loans $6.8B (+12.9% YoY); deposits $7.4B (+23.3% YoY).
Non-performing loan ratio 1.28% (up from 0.54% YoY) mainly due to one CRE relationship.

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