earnings
confidence high
sentiment positive
materiality 0.80
RLI Q4 net earnings $0.99 (from $0.44); FY operating EPS $3.47; book value up 33% to $19.35
RLI CORP
2025-FY EPS
reported $4.37
vs consensus $0.82
▲ beat
(+433.1%)
- Q4 net earnings $91.2M ($0.99/sh) more than doubled from $40.9M ($0.44) YoY; operating earnings $86.4M ($0.94/sh).
- Full-year net earnings $4.37/sh vs $3.74; operating earnings $3.47/sh vs $2.91.
- Underwriting income $264.2M at 83.6 combined ratio; 30th straight year of underwriting profit; reserve development $87.4M.
- Special dividend of $2.00/sh paid Dec 19 ($183.7M); book value $19.35, up 33% from year-end 2024.
- Net investment income Q4 $42.3M (+9% YoY); full-year $159.7M (+12%); gross premiums written -2% Q4, +1% FY.