---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-005459"
form_type: "8-K"
ticker: "SMBC"
cik: "0000916907"
company_name: "SOUTHERN MISSOURI BANCORP, INC."
filed_at: "2026-01-22T23:59:59+00:00"
generated_at: "2026-05-16T09:11:53.867389+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Southern Missouri Bancorp Q2 FY2026 net income $18.2M, EPS $1.62, dividend and new buyback authorized

## Summary
- Net income $18.2M, up 23.9% YoY; diluted EPS $1.62 vs $1.30 YoY.
- Net interest margin expanded to 3.57% from 3.34% YoY; net interest income up 12.4%.
- Quarterly dividend of $0.25 declared, payable Feb 27, 2026; 127th consecutive dividend.
- New share repurchase authorization for 550,000 shares (~5% of outstanding).
- Nonperforming loans rose to $29.7M (0.70% of loans) from $23.0M at June 30, 2025.

## SEC filing metadata
- accession: 0001104659-26-005459
- form_type: 8-K
- ticker: SMBC
- cik: 0000916907
- company_name: SOUTHERN MISSOURI BANCORP, INC.
- filed_at: 2026-01-22T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/916907/000110465926005459/0001104659-26-005459-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/916907/000110465926005459/smbc-20260120x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-005459
- JSON: https://secwatch.observer/filing/0001104659-26-005459.json
- Plain text: https://secwatch.observer/filing/0001104659-26-005459.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.