{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-005623","form_type":"8-K","ticker":"ONB","cik":"0000707179","company_name":"OLD NATIONAL BANCORP /IN/","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.502237+00:00","generated_at":"2026-05-16T09:07:00.494120+00:00","sec_items":["8.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Old National Q4 2025 adj. EPS $0.62, ROATCE 19.9%, NIM 3.65%, loan growth 6.4% annualized","bullets":["Q4 2025 adjusted EPS $0.62 (GAAP $0.55); adjusted ROAA 1.37%, adjusted ROATCE 19.9%.","Net interest income (FTE) $589M, NIM 3.65% up 1 bp QoQ; total deposit cost down 17 bps to 1.80%.","Annualized loan growth 6.4% ($769M); total deposits up 0.6% annualized; NCOs 16 bps ex-PCD.","Tangible book value per share $13.71, up 17% annualized; CET1 ratio 11.1%.","Criticized/classified loans down 8% QoQ; nonaccrual loans declined $70M (-12%)."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-005623","json":"https://secwatch.observer/filing/0001104659-26-005623.json","markdown":"https://secwatch.observer/filing/0001104659-26-005623.md","text":"https://secwatch.observer/filing/0001104659-26-005623.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707179/000110465926005623/0001104659-26-005623-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707179/000110465926005623/tm263746d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:07:00.494120+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}