{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-005776","form_type":"8-K","ticker":"BFC","cik":"0001746109","company_name":"Bank First Corp","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.061148+00:00","generated_at":"2026-05-16T08:49:43.977997+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Bank First Q4 EPS $1.87, annual EPS $7.23; dividend raised 11.1% to $0.50","bullets":["Q4 net income $18.4M ($1.87 EPS) vs $17.5M ($1.75) a year ago; full year $71.5M ($7.23) vs $65.6M ($6.50).","Adjusted (non-GAAP) Q4 EPS $2.00; full year $7.42; NIM improved to 4.01% from 3.61% a year ago.","No provision for credit losses in Q4; nonperforming assets remain negligible at 0.20% of total assets.","Quarterly cash dividend increased 11.1% to $0.50 per share, payable Apr 8, 2026 to holders of record Mar 25, 2026.","Acquisition of Centre 1 Bancorp closed Jan 1, 2026; incurred $1.5M merger expenses in 2025; total assets ~$6B post-merger."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-005776","json":"https://secwatch.observer/filing/0001104659-26-005776.json","markdown":"https://secwatch.observer/filing/0001104659-26-005776.md","text":"https://secwatch.observer/filing/0001104659-26-005776.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1746109/000110465926005776/0001104659-26-005776-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1746109/000110465926005776/tm263763d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T08:49:43.977997+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}