secwatch.observer — SEC 8-K summary
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Issuer:     Bank First Corp (BFC)
CIK:        0001746109
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001104659-26-005776
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bank First Q4 EPS $1.87, annual EPS $7.23; dividend raised 11.1% to $0.50
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- Q4 net income $18.4M ($1.87 EPS) vs $17.5M ($1.75) a year ago; full year $71.5M ($7.23) vs $65.6M ($6.50).
- Adjusted (non-GAAP) Q4 EPS $2.00; full year $7.42; NIM improved to 4.01% from 3.61% a year ago.
- No provision for credit losses in Q4; nonperforming assets remain negligible at 0.20% of total assets.
- Quarterly cash dividend increased 11.1% to $0.50 per share, payable Apr 8, 2026 to holders of record Mar 25, 2026.
- Acquisition of Centre 1 Bancorp closed Jan 1, 2026; incurred $1.5M merger expenses in 2025; total assets ~$6B post-merger.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1746109/000110465926005776/0001104659-26-005776-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1746109/000110465926005776/tm263763d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-005776

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