secwatch.observer — SEC 8-K summary
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Issuer:     NB Bancorp, Inc. (NBBK)
CIK:        0001979330
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001104659-26-005790
Event type: earnings
Sentiment:  neutral
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NB Bancorp reports Q4 net income $7.7M; operating EPS $0.51; approves share repurchase
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- Net income $7.7M ($0.19 diluted EPS); operating net income $21.2M ($0.51) after $15.7M merger costs.
- Completed Provident acquisition on Nov 15, 2025, adding $1.42B assets, $1.23B loans, $1.13B deposits.
- Net interest margin expanded 14 bps to 3.92%.
- Declared $0.07 quarterly dividend payable Feb 19, 2026; authorized repurchase of up to 2,288,509 shares (5% outstanding).
- Tangible book value per share $17.98 vs $18.48 prior quarter due to goodwill and core deposit intangible.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1979330/000110465926005790/0001104659-26-005790-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1979330/000110465926005790/nbbk-20260122x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-005790

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer