{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-005791","form_type":"8-K","ticker":"BHB","cik":"0000743367","company_name":"BAR HARBOR BANKSHARES","filed_at":"2026-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.631760+00:00","generated_at":"2026-05-16T09:08:51.566562+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Bar Harbor Bankshares Q4 2025 GAAP EPS $0.70; core EPS $0.93; NIM expands to 3.62%","bullets":["GAAP net income $11.8M ($0.70 diluted EPS) vs Q3 GAAP $8.9M ($0.54); core earnings $15.5M ($0.93) vs $15.4M ($0.95) in Q3.","Net interest margin rose to 3.62% from 3.56% QoQ and 3.17% YoY; commercial loans grew 8% annualized in Q4.","Wealth management AUM reached $3.5B; trust management fees up $275K YoY; customer service fees up $924K from Woodsville acquisition.","Quarterly cash dividend of $0.32 per share declared; payable March 20, 2026 to holders of record Feb 20, 2026 (4.12% yield).","Total loans grew $22.1M to $3.6B; total deposits decreased $0.1B to $3.8B due to seasonality and $86M brokered deposit maturities."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-005791","json":"https://secwatch.observer/filing/0001104659-26-005791.json","markdown":"https://secwatch.observer/filing/0001104659-26-005791.md","text":"https://secwatch.observer/filing/0001104659-26-005791.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/743367/000110465926005791/0001104659-26-005791-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/743367/000110465926005791/bhb-20260122x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T09:08:51.566562+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}