secwatch.observer — SEC 8-K summary
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Issuer:     BAR HARBOR BANKSHARES (BHB)
CIK:        0000743367
Form:       8-K
Filed at:   2026-01-22T23:59:59+00:00
Accession:  0001104659-26-005791
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Bar Harbor Bankshares Q4 2025 GAAP EPS $0.70; core EPS $0.93; NIM expands to 3.62%
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- GAAP net income $11.8M ($0.70 diluted EPS) vs Q3 GAAP $8.9M ($0.54); core earnings $15.5M ($0.93) vs $15.4M ($0.95) in Q3.
- Net interest margin rose to 3.62% from 3.56% QoQ and 3.17% YoY; commercial loans grew 8% annualized in Q4.
- Wealth management AUM reached $3.5B; trust management fees up $275K YoY; customer service fees up $924K from Woodsville acquisition.
- Quarterly cash dividend of $0.32 per share declared; payable March 20, 2026 to holders of record Feb 20, 2026 (4.12% yield).
- Total loans grew $22.1M to $3.6B; total deposits decreased $0.1B to $3.8B due to seasonality and $86M brokered deposit maturities.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/743367/000110465926005791/0001104659-26-005791-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/743367/000110465926005791/bhb-20260122x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-005791

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer