Hanover Bancorp Q4 net income sinks to $33K; pre-provision net revenue hits highest since 2022

Hanover Bancorp, Inc. /MD

2025-FY EPS reported $1.00

Net income $33K (after $6.1M provision) vs $3.9M YoY; full-year net income $7.5M vs $12.3M.
Pre-provision net revenue (non-GAAP) $6.2M, highest since Q4 2022; NIM expanded to 2.84% from 2.53%.
Net interest income $15.8M, up 14.64% YoY; total deposits $2.03B, up 3.79% YoY.
Board declared $0.10 quarterly cash dividend payable Feb 26, 2026 to holders of record Feb 12, 2026.
NPLs removed $9.6M via strategic credit cleanup; allowance for credit losses 0.93% of loans.

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