{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-008004","form_type":"8-K","ticker":"PFSI","cik":"0001745916","company_name":"PennyMac Financial Services, Inc.","filed_at":"2026-01-29T23:59:59+00:00","discovered_at":"2026-05-14T18:02:36.058833+00:00","generated_at":"2026-05-16T06:30:03.735012+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"PennyMac Q4 net income $106.8M ($1.97 EPS); full-year profit up 61% to $501.1M","bullets":["Q4 net income $106.8M ($1.97 diluted EPS) on total net revenues $538.0M; pretax income $134.4M vs $236.4M prior quarter.","Production segment pretax $127.3M (+4% QoQ); total loan acquisitions $42.2B UPB (+16% QoQ, +18% YoY).","Servicing segment pretax $37.3M vs $157.4M prior quarter; servicing portfolio $733.6B UPB (+10% YoY).","Full-year 2025 net income $501.1M vs $311.4M in 2024; pretax $551.4M vs $401.0M.","Dividend $0.30/share payable Feb 26, 2026; book value per share $82.77 vs $81.12 at Sept 30, 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-008004","json":"https://secwatch.observer/filing/0001104659-26-008004.json","markdown":"https://secwatch.observer/filing/0001104659-26-008004.md","text":"https://secwatch.observer/filing/0001104659-26-008004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1745916/000110465926008004/0001104659-26-008004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1745916/000110465926008004/tm264391d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T06:30:03.735012+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}