---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-008004"
form_type: "8-K"
ticker: "PFSI"
cik: "0001745916"
company_name: "PennyMac Financial Services, Inc."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:30:03.735012+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# PennyMac Q4 net income $106.8M ($1.97 EPS); full-year profit up 61% to $501.1M

## Summary
- Q4 net income $106.8M ($1.97 diluted EPS) on total net revenues $538.0M; pretax income $134.4M vs $236.4M prior quarter.
- Production segment pretax $127.3M (+4% QoQ); total loan acquisitions $42.2B UPB (+16% QoQ, +18% YoY).
- Servicing segment pretax $37.3M vs $157.4M prior quarter; servicing portfolio $733.6B UPB (+10% YoY).
- Full-year 2025 net income $501.1M vs $311.4M in 2024; pretax $551.4M vs $401.0M.
- Dividend $0.30/share payable Feb 26, 2026; book value per share $82.77 vs $81.12 at Sept 30, 2025.

## SEC filing metadata
- accession: 0001104659-26-008004
- form_type: 8-K
- ticker: PFSI
- cik: 0001745916
- company_name: PennyMac Financial Services, Inc.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1745916/000110465926008004/0001104659-26-008004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1745916/000110465926008004/tm264391d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-008004
- JSON: https://secwatch.observer/filing/0001104659-26-008004.json
- Plain text: https://secwatch.observer/filing/0001104659-26-008004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.