---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-008048"
form_type: "8-K"
ticker: "FRST"
cik: "0001325670"
company_name: "Primis Financial Corp."
filed_at: "2026-01-29T23:59:59+00:00"
generated_at: "2026-05-16T06:19:39.863057+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Primis Financial Q4 net income $30M ($1.20 EPS); NIM 3.28%; TBV $13.34; dividend $0.10

## Summary
- Q4 2025 net income $30M vs net loss $23M in Q4 2024; diluted EPS $1.20 vs ($0.94).
- Net interest income $30.9M (+18% YoY); net interest margin 3.28% vs 2.90% a year ago.
- Tangible book value per share $13.34, up 28% YoY; TCE/TA ratio improved to 8.33%.
- Mortgage volume $378M (+84% YoY); mortgage warehouse loans $318M (+398% YoY).
- Panacea loans $544M (+25% YoY); quarterly dividend $0.10/sh payable Feb 27; plans to redeem $27M subdebt Jan 31.

## SEC filing metadata
- accession: 0001104659-26-008048
- form_type: 8-K
- ticker: FRST
- cik: 0001325670
- company_name: Primis Financial Corp.
- filed_at: 2026-01-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1325670/000110465926008048/0001104659-26-008048-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1325670/000110465926008048/tm264405d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-008048
- JSON: https://secwatch.observer/filing/0001104659-26-008048.json
- Plain text: https://secwatch.observer/filing/0001104659-26-008048.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.