secwatch.observer — SEC 8-K summary
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Issuer:     NorthEast Community Bancorp, Inc./MD/ (NECB)
CIK:        0001847398
Form:       8-K
Filed at:   2026-01-30T23:59:59+00:00
Accession:  0001104659-26-008167
Event type: earnings
Sentiment:  positive
Materiality: 0.65
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

NECB Q4 net income rises to $10.8M; full year net income down; board change
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- Q4 2025 net income $10.8M ($0.81 basic, $0.79 diluted) vs $10.2M ($0.78/$0.75) YoY.
- Full year net income $44.4M ($3.35 basic, $3.25 diluted) vs $47.1M ($3.58/$3.52) YoY.
- Net interest margin 5.18% for Q4 vs 5.29% prior year; full year NIM 5.25% vs 5.62%.
- No non-performing assets at Dec 2025 (0.00%) vs $5.1M (0.25%) at Dec 2024; ACL 0.25% of loans.
- Linda Swan retired as director Jan 20, 2026; Lynette Bennett appointed Jan 22, 2026.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1847398/000110465926008167/0001104659-26-008167-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1847398/000110465926008167/tm264425d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-008167

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