{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-010325","form_type":"8-K","ticker":"STC","cik":"0000094344","company_name":"STEWART INFORMATION SERVICES CORP","filed_at":"2026-02-04T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.090295+00:00","generated_at":"2026-05-16T05:12:56.464324+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Stewart Q4 2025 net income $36.3M ($1.25 EPS); revenue $790.6M (+19% YoY)","bullets":["Q4 net income $36.3M ($1.25 diluted EPS) vs $22.7M ($0.80) in Q4 2024; adjusted net income $47.9M ($1.65 EPS).","Total revenues $790.6M, up 19% from $665.9M; full-year revenue $2.9B vs $2.5B.","Pretax margin improved to 6.5% (adjusted 8.5%) from 5.3% (7.1%) in prior year quarter.","Title segment operating revenues $668.4M, up 19%, with pretax margin 8.5% (adjusted 10.0%).","CEO Fred Eppinger noted 'strong results' and 'slowly improving' market conditions."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-010325","json":"https://secwatch.observer/filing/0001104659-26-010325.json","markdown":"https://secwatch.observer/filing/0001104659-26-010325.md","text":"https://secwatch.observer/filing/0001104659-26-010325.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/94344/000110465926010325/0001104659-26-010325-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/94344/000110465926010325/tm265160d1_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T05:12:56.464324+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}