---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-010325"
form_type: "8-K"
ticker: "STC"
cik: "0000094344"
company_name: "STEWART INFORMATION SERVICES CORP"
filed_at: "2026-02-04T23:59:59+00:00"
generated_at: "2026-05-16T05:12:56.464324+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Stewart Q4 2025 net income $36.3M ($1.25 EPS); revenue $790.6M (+19% YoY)

## Summary
- Q4 net income $36.3M ($1.25 diluted EPS) vs $22.7M ($0.80) in Q4 2024; adjusted net income $47.9M ($1.65 EPS).
- Total revenues $790.6M, up 19% from $665.9M; full-year revenue $2.9B vs $2.5B.
- Pretax margin improved to 6.5% (adjusted 8.5%) from 5.3% (7.1%) in prior year quarter.
- Title segment operating revenues $668.4M, up 19%, with pretax margin 8.5% (adjusted 10.0%).
- CEO Fred Eppinger noted 'strong results' and 'slowly improving' market conditions.

## SEC filing metadata
- accession: 0001104659-26-010325
- form_type: 8-K
- ticker: STC
- cik: 0000094344
- company_name: STEWART INFORMATION SERVICES CORP
- filed_at: 2026-02-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/94344/000110465926010325/0001104659-26-010325-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/94344/000110465926010325/tm265160d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-010325
- JSON: https://secwatch.observer/filing/0001104659-26-010325.json
- Plain text: https://secwatch.observer/filing/0001104659-26-010325.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.