---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-011502"
form_type: "8-K"
ticker: "FHB"
cik: "0000036377"
company_name: "FIRST HAWAIIAN, INC."
filed_at: "2026-02-06T23:59:59+00:00"
generated_at: "2026-05-16T04:12:14.823961+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# First Hawaiian Q4 2025 net income $69.9M; ROATCE 15.8%; CET1 13.2%

## Summary
- Q4 2025 net income $69.9M ($0.56 diluted EPS); full-year net income $276.3M.
- ROATCE 15.76% for Q4; 16.27% for full year 2025; ROATA 1.21%.
- CET1 ratio 13.2%; deposits $20.5B; loans $14.3B; nonperforming assets ratio 0.31%.
- Returned ~$230M to shareholders in 2025 via dividends ($0.26/share quarterly) and share repurchases.
- Hawaii deposit market share 32.1%; mainland commercial loans $3.4B.

## SEC filing metadata
- accession: 0001104659-26-011502
- form_type: 8-K
- ticker: FHB
- cik: 0000036377
- company_name: FIRST HAWAIIAN, INC.
- filed_at: 2026-02-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/36377/000110465926011502/0001104659-26-011502-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/36377/000110465926011502/tm265451d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-011502
- JSON: https://secwatch.observer/filing/0001104659-26-011502.json
- Plain text: https://secwatch.observer/filing/0001104659-26-011502.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.