---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-013944"
form_type: "8-K"
ticker: "BSPA"
cik: "0002094107"
company_name: "Ballston Spa Bancorp, Inc."
filed_at: "2026-02-12T23:59:59+00:00"
generated_at: "2026-05-16T03:08:07.856345+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.4
calibrated_materiality_score: 0.4
confidence: "medium"
source: SEC EDGAR
---

# Ballston Spa Bancorp and NBC Bancorp receive regulatory approvals for merger; shareholder vote set for March 23, 2026

## Summary
- Ballston Spa Bancorp (BSPA) and NBC Bancorp (NCXS) received all requisite regulatory approvals for their pending merger.
- Transaction expected to close in Q2 2026, subject to customary closing conditions and shareholder approvals.
- Special shareholder meetings for both companies scheduled for March 23, 2026 to vote on the proposed transaction.
- No financial terms (exchange ratio, deal value) were disclosed in the announcement.

## SEC filing metadata
- accession: 0001104659-26-013944
- form_type: 8-K
- ticker: BSPA
- cik: 0002094107
- company_name: Ballston Spa Bancorp, Inc.
- filed_at: 2026-02-12T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.4
- calibrated_materiality_score: 0.4
- confidence: medium
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/2094107/000110465926013944/0001104659-26-013944-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/2094107/000110465926013944/tm266084d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-013944
- JSON: https://secwatch.observer/filing/0001104659-26-013944.json
- Plain text: https://secwatch.observer/filing/0001104659-26-013944.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
