secwatch / observer
8-K filed February 23, 2026, 6:59 PM ET ticker LFT CIK 0001547546
debt confidence high sentiment neutral materiality 0.50

Lument Finance Trust, Inc. (LFT): debt financing — Lument Finance extends secured term loan maturity to 2030; adds $2.25M at 9.75%

Lument Finance Trust, Inc.

Key facts

Extracted from this filing and checked against the source text.

Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Lument Finance Trust, Inc. incurred term loan of $2.25 million with lenders at 9.75% per annum, subject to step up by 0.50% per annum for the first three month maturing February 20, 2030.

Instrument
term loan
Principal
$2.25 million
Counterparty
lenders
Rate
9.75% per annum, subject to step up by 0.50% per annum for the first three month
Maturity
February 20, 2030
Event
incurrence
Exact text from the filing
provide the Company with an incremental secured term loan in the aggregate principal amount of $2.25 million (the “Second Incremental Secured Term Loan”), which the Company drew upon on February 23, 2026;
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Debt Financings SEC 8-K Item 2.03/2.04 confidence 0.9

Lument Finance Trust, Inc. amended term loan of the secured term loans (including initial $40.25 million, first incremental $7.5 million, and Second Incremental $2.25 m with lenders at 9.75% per annum, subject to step up by 0.50% per annum for the first three month maturing February 20, 2030.

Instrument
term loan
Principal
the secured term loans (including initial $40.25 million, first incremental $7.5 million, and Second Incremental $2.25 m
Counterparty
lenders
Rate
9.75% per annum, subject to step up by 0.50% per annum for the first three month
Maturity
February 20, 2030
Event
amendment
Exact text from the filing
and Guaranty Agreement from February 20, 2026 to February 20, 2030. Such secured term loans include (i) the initial secured term loan in the aggregate principal amount of $40.25 million, which was drawn by the Company on February 14, 2019, (ii) the first incremental secured term loan in the aggregate principal amount of $7.5 million, which was drawn by the
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Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.95

Lument Finance Trust, Inc. amended Fifth Amendment to Credit and Guaranty Agreement with Cortland Capital Market Services LLC valued at extended maturity date of secured term loans to February 20, 2026 (effective 2026-02-17).

Action
amendment
Agreement
credit facility
Counterparty
Cortland Capital Market Services LLC
Value
extended maturity date of secured term loans to February 20, 2026
Effective
2026-02-17
Exact text from the filing
On February 17, 2026, Lument Finance Trust, Inc. (the “Company”), as borrower, and its subsidiaries, Five Oaks Acquisition Corp. and Lument CMT Equity, LLC, each as a guarantor (together, the “Guarantors”), Cortland Capital Market Services LLC, as the administrative agent and collateral agent (the “Agent”), and the lenders party thereto, entered into an amendment (the “Fifth Amendment”) to the Credit and Guaranty Agreement, dated January 15, 2019, as amended by each of the First Amendment to Credit and Guaranty Agreement, dated February 13, 2019, the Second Amendment to Credit and Guaranty Agreement, dated July 9, 2020, the Third Amendment to Credit and Guaranty Agreement, dated April 21, 2021, the Amended and Restated Third Amendment to Credit and Guaranty Agreement, dated August 23, 2021, and the Fourth Amendment to Credit and Guaranty Agreement, dated February 22, 2022 (collectively, and as further amended by the Fifth Amendment, the “Credit and Guaranty Agreement”).
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Material Agreements SEC 8-K Item 1.01/1.02 confidence 0.95

Lument Finance Trust, Inc. amended Sixth Amendment to Credit and Guaranty Agreement with Cortland Capital Market Services LLC valued at incremental secured term loan of $2.25 million; maturity extended to February 20, 2030; interest rat (effective 2026-02-20).

Action
amendment
Agreement
credit facility
Counterparty
Cortland Capital Market Services LLC
Value
incremental secured term loan of $2.25 million; maturity extended to February 20, 2030; interest rat
Effective
2026-02-20
Exact text from the filing
On February 20, 2026, the Company and the Guarantors entered into a further amendment (the “Sixth Amendment”) to the Credit and Guaranty Agreement (as so amended, the “Amended Credit and Guaranty Agreement”) with the Agent and the lenders party thereto, to, among other things: · provide the Company with an incremental secured term loan in the aggregate principal amount of $2.25 million (the “Second Incremental Secured Term Loan”), which the Company drew upon on February 23, 2026; · extend the maturity date of the secured term loans provided under the Amended Credit and Guaranty Agreement from February 20, 2026 to February 20, 2030.
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Lument Finance Trust, Inc. filing history →

Source: SEC EDGAR
accession 0001104659-26-018658
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