secwatch.observer — SEC 8-K summary
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Issuer:     INTERNATIONAL BANCSHARES CORP (IBOC)
CIK:        0000315709
Form:       8-K
Filed at:   2026-02-26T23:59:59+00:00
Accession:  0001104659-26-020307
Event type: earnings
Sentiment:  neutral
Materiality: 0.60
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

IBC reports 2025 net income $412.3M ($6.62 EPS), up 0.8% YoY; Q4 EPS $1.71 down 7.6%
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- Annual net income $412.3M ($6.62 diluted EPS) vs $409.2M ($6.57) in 2024, up 0.8%.
- Q4 net income $106.9M ($1.71 diluted EPS) vs $115.1M ($1.85) in Q4 2024, down 7.1%.
- Total assets $16.6B at Dec 31 2025 vs $15.7B a year ago; net loans $9.3B vs $8.7B; deposits $12.4B vs $12.1B.
- CEO credits balance sheet management, cost controls, and new AI initiatives for results.
- No forward guidance or dividend change provided in the release.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/315709/000110465926020307/0001104659-26-020307-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/315709/000110465926020307/iboc-20260226x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-020307

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer