---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-021774"
form_type: "8-K"
ticker: "EACO"
cik: "0000784539"
company_name: "EACO CORP"
filed_at: "2026-03-02T23:59:59+00:00"
generated_at: "2026-05-15T22:55:03.422908+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# EACO subsidiary extends $20M revolver maturity to Feb 2028; parent guarantees

## Summary
- Bisco Industries amended its $20M revolving credit line with Citizens Business Bank, extending maturity to Feb 15, 2028.
- Interest rate floor set at 4.0% per annum, effective Feb 15, 2026.
- Certain financial reporting covenants under the original Business Loan Agreement were modified.
- EACO Corporation executed a Commercial Guaranty guaranteeing up to $20M of Bisco's obligations under the facility.
- Amendment and guaranty both dated Feb 15, 2026; executed Feb 27, 2026.

## SEC filing metadata
- accession: 0001104659-26-021774
- form_type: 8-K
- ticker: EACO
- cik: 0000784539
- company_name: EACO CORP
- filed_at: 2026-03-02T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/784539/000110465926021774/0001104659-26-021774-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/784539/000110465926021774/tm267637d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-021774
- JSON: https://secwatch.observer/filing/0001104659-26-021774.json
- Plain text: https://secwatch.observer/filing/0001104659-26-021774.txt

## Source-grounded claims
- claim_id: 1a0786d89cdc566661d2c0957446997cdf8e6eaa
  claim: EACO CORP amended credit facility of $20,000,000 with Citizens Business Bank at not less than 4.000% per annum maturing February 15, 2028.
  evidence_excerpt: On February 27, 2026, Bisco Industries, Inc. (“Bisco”), a wholly-owned subsidiary of EACO Corporation (”EACO,” together with Bisco, the “Company”), executed a Change in Terms Agreement dated as of February 15, 2026 (the “Amendment”) with Citizens Business Bank (the “Lender”) in connection with a revolving line of credit (Loan No. 155354101) in the principal amount of $20,000,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/784539/000110465926021774/0001104659-26-021774-index.htm
- claim_id: 872dd021287f5833caf0db533956992ff298fdef
  claim: EACO CORP incurred guarantee of up to $20,000,000 with Citizens Business Bank.
  evidence_excerpt: By executing the Commercial Guaranty described above, EACO agrees to guarantee up to $20,000,000 of indebtedness under the revolving line of credit and related loan documents.
  evidence_url: https://www.sec.gov/Archives/edgar/data/784539/000110465926021774/0001104659-26-021774-index.htm
- claim_id: e6037feeb560e2c617bb8f1486708a8cc666da0c
  claim: EACO CORP amended Change in Terms Agreement with Citizens Business Bank (effective 2026-02-15).
  evidence_excerpt: On February 27, 2026, Bisco Industries, Inc. (“Bisco”), a wholly-owned subsidiary of EACO Corporation (”EACO,” together with Bisco, the “Company”), executed a Change in Terms Agreement dated as of February 15, 2026 (the “Amendment”) with Citizens Business Bank (the “Lender”) in connection with a revolving line of credit (Loan No. 155354101) in the principal amount of $20,000,000.
  evidence_url: https://www.sec.gov/Archives/edgar/data/784539/000110465926021774/0001104659-26-021774-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.