{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-027049","form_type":"8-K","ticker":"JCAP","cik":"0002046042","company_name":"Jefferson Capital, Inc. / DE","filed_at":"2026-03-12T23:59:59+00:00","discovered_at":"2026-05-14T18:02:37.111625+00:00","generated_at":"2026-05-15T14:18:09.192444+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Record Q4 collections $245.3M, revenue $154.8M, EPS $0.58; dividend $0.24","bullets":["Q4 collections rose 41% YoY to $245.3M; record deployments $380.5M (+6%).","Q4 revenue up 30% to $154.8M; pre-tax income up 50% to $44.1M; net income $37.7M.","Adjusted EPS $0.69; full-year collections $998.7M (+71%), revenue $613.3M (+42%).","Quarterly dividend $0.24/share, payable April 2, 2026 to holders of record March 24.","Post-quarter secondary offering of 10M shares at $20.50; co repurchased 3M shares concurrently."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-027049","json":"https://secwatch.observer/filing/0001104659-26-027049.json","markdown":"https://secwatch.observer/filing/0001104659-26-027049.md","text":"https://secwatch.observer/filing/0001104659-26-027049.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/0001104659-26-027049-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/jcap-20260312x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T14:18:09.192444+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}