secwatch.observer — SEC 8-K summary
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Issuer:     Jefferson Capital, Inc. / DE (JCAP)
CIK:        0002046042
Form:       8-K
Filed at:   2026-03-12T23:59:59+00:00
Accession:  0001104659-26-027049
Event type: earnings
Sentiment:  positive
Materiality: 0.80
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Record Q4 collections $245.3M, revenue $154.8M, EPS $0.58; dividend $0.24
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- Q4 collections rose 41% YoY to $245.3M; record deployments $380.5M (+6%).
- Q4 revenue up 30% to $154.8M; pre-tax income up 50% to $44.1M; net income $37.7M.
- Adjusted EPS $0.69; full-year collections $998.7M (+71%), revenue $613.3M (+42%).
- Quarterly dividend $0.24/share, payable April 2, 2026 to holders of record March 24.
- Post-quarter secondary offering of 10M shares at $20.50; co repurchased 3M shares concurrently.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/0001104659-26-027049-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/2046042/000110465926027049/jcap-20260312x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-027049

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer