---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-027685"
form_type: "8-K"
ticker: "WHF"
cik: "0001552198"
company_name: "WhiteHorse Finance, Inc."
filed_at: "2026-03-13T23:59:59+00:00"
generated_at: "2026-05-15T12:33:40.238850+00:00"
event_type: "debt"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# WhiteHorse Finance reduces credit facility from $100M to $50M, waives prepayment premium

## Summary
- Subsidiary WhiteHorse Finance Credit I, LLC entered Twelfth Amendment on March 10, 2026.
- Financing commitments reduced from $100 million to $50 million.
- Lenders agreed to waive the 1.00% prepayment premium otherwise due under the loan agreement.
- Amendment involves JPMorgan Chase as lender/administrative agent and Citibank as collateral agent.
- No event of default or market value cure failure existed as of the amendment date.

## SEC filing metadata
- accession: 0001104659-26-027685
- form_type: 8-K
- ticker: WHF
- cik: 0001552198
- company_name: WhiteHorse Finance, Inc.
- filed_at: 2026-03-13T23:59:59+00:00
- event_type: debt
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 1.01, 2.03, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1552198/000110465926027685/0001104659-26-027685-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1552198/000110465926027685/whf-20260310x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-027685
- JSON: https://secwatch.observer/filing/0001104659-26-027685.json
- Plain text: https://secwatch.observer/filing/0001104659-26-027685.txt

## Key facts
- Material Agreements
  WhiteHorse Finance, Inc. amended Twelfth Amendment with JPMorgan Chase Bank, National Association, as lender and administrative agent, Citibank, N.A., as collateral agent and securities intermediary, Virtus Group LP, as collateral administrator valued at $50,000,000 (effective 2026-03-10).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: JPMorgan Chase Bank, National Association, as lender and administrative agent, Citibank, N.A., as collateral agent and securities intermediary, Virtus Group LP, as collateral administrator
  - Value: $50,000,000
  - Effective: 2026-03-10
  source text: On March 10, 2026, WhiteHorse Finance Credit I, LLC (“WhiteHorse Credit”), a wholly owned subsidiary of WhiteHorse Finance, Inc. (the “Company”), entered into a Twelfth Amendment by and among WhiteHorse Credit, as borrower, JPMorgan Chase Bank, National Association, as lender and administrative agent, Citibank, N.A., as collateral agent and securities intermediary, the Company, as portfolio manager, and Virtus Group LP, as collateral administrator (the “Twelfth Amendment”) to amend the terms of the Fifth Amended and Restated Loan Agreement
  evidence_url: https://www.sec.gov/Archives/edgar/data/1552198/000110465926027685/0001104659-26-027685-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.
