---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-028511"
form_type: "8-K/A"
ticker: "BFC"
cik: "0001746109"
company_name: "Bank First Corp"
filed_at: "2026-03-16T23:59:59+00:00"
generated_at: "2026-05-15T11:51:52.641001+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.6
calibrated_materiality_score: 0.6
confidence: "medium"
source: SEC EDGAR
---

# Bank First 8-K/A adds Centre 1 Bancorp audited financials; net income fell to $1.8M

## Summary
- Centre 1 Bancorp net income $1.83M in 2025, down from $6.07M in 2024; diluted EPS $1.22 vs $4.15.
- Centre total assets $1.60B, deposits $1.38B, loans held for investment $999M as of Dec 31, 2025.
- Noninterest income fell to $12.9M from $19.5M, driven by $5.1M loss on sale of investments.
- Unaudited pro forma combined results for BFC for twelve months ended Dec 31, 2025 also filed.
- Merger with Centre closed Jan 2, 2026; this amendment completes required financial statements.

## SEC filing metadata
- accession: 0001104659-26-028511
- form_type: 8-K/A
- ticker: BFC
- cik: 0001746109
- company_name: Bank First Corp
- filed_at: 2026-03-16T23:59:59+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.6
- calibrated_materiality_score: 0.6
- confidence: medium
- sec_items: 2.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1746109/000110465926028511/0001104659-26-028511-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1746109/000110465926028511/tm268766d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-028511
- JSON: https://secwatch.observer/filing/0001104659-26-028511.json
- Plain text: https://secwatch.observer/filing/0001104659-26-028511.txt

## Key facts
- M&A Transactions
  Bank First Corp completed an acquisition involving Centre 1 Bancorp, Inc. (closed 2026-01-02).
  - Action: acquisition
  - Counterparty: Centre 1 Bancorp, Inc.
  - Closing: 2026-01-02
  source text: On January 2, 2026, Bank First Corporation, a Wisconsin corporation (the “Company” or “BFC”) filed with the Securities and Exchange Commission (“SEC”) a Current Report on Form 8-K to report under Item 2.01 that the Company had completed its previously-announced merger (the “Merger”) with Centre 1 Bancorp, Inc., a Wisconsin corporation (“Centre”), pursuant to that certain Agreement and Plan of Merger by and between BFC and Centre, dated as of July 17, 2025 (the “Merger Agreement”).
  evidence_url: https://www.sec.gov/Archives/edgar/data/1746109/000110465926028511/0001104659-26-028511-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.