{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-042942","form_type":"8-K","ticker":"C","cik":"0000831001","company_name":"CITIGROUP INC","filed_at":"2026-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.801026+00:00","generated_at":"2026-05-15T06:29:50.706048+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Citigroup Q1 net income $5.8B ($3.06 EPS), revenue up 14% YoY","bullets":["Net income $5.8B ($3.06 diluted EPS) vs $4.1B ($1.96) in Q1 2025, up 42%.","Revenue $24.6B, up 14% YoY; Services +17% to $6.1B, Markets >$7B, Banking fees +12%.","Returned ~$7.4B to shareholders: $6.3B buybacks plus dividends; payout ratio 134%.","CET1 ratio 12.7% (from 13.2% Q4); RoTCE 13.1% vs 9.1% YoY; TBVPS $99.01.","Operating expenses $14.3B, +7% YoY; provision for credit losses $2.8B with ACL build $581M."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-042942","json":"https://secwatch.observer/filing/0001104659-26-042942.json","markdown":"https://secwatch.observer/filing/0001104659-26-042942.md","text":"https://secwatch.observer/filing/0001104659-26-042942.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/0001104659-26-042942-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/c-20260414x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T06:29:50.706048+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"fa30ac64d67f07330085b4b491dadab2b3e0fcf8","claim":"CITIGROUP INC reported first quarter 2026 results: revenue $24.6 billion, net income $5.8 billion, EPS $3.06 per diluted share.","evidence_excerpt":"Citigroup Inc. today reported net income for the first quarter 2026 of $5.8 billion, or $3.06 per diluted share, on revenues of $24.6 billion.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/0001104659-26-042942-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Revenue","value":"$24.6 billion"},{"label":"Net income","value":"$5.8 billion"},{"label":"EPS","value":"$3.06 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}