---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-042942"
form_type: "8-K"
ticker: "C"
cik: "0000831001"
company_name: "CITIGROUP INC"
filed_at: "2026-04-14T23:59:59+00:00"
generated_at: "2026-05-15T06:29:50.706048+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# Citigroup Q1 net income $5.8B ($3.06 EPS), revenue up 14% YoY

## Summary
- Net income $5.8B ($3.06 diluted EPS) vs $4.1B ($1.96) in Q1 2025, up 42%.
- Revenue $24.6B, up 14% YoY; Services +17% to $6.1B, Markets >$7B, Banking fees +12%.
- Returned ~$7.4B to shareholders: $6.3B buybacks plus dividends; payout ratio 134%.
- CET1 ratio 12.7% (from 13.2% Q4); RoTCE 13.1% vs 9.1% YoY; TBVPS $99.01.
- Operating expenses $14.3B, +7% YoY; provision for credit losses $2.8B with ACL build $581M.

## SEC filing metadata
- accession: 0001104659-26-042942
- form_type: 8-K
- ticker: C
- cik: 0000831001
- company_name: CITIGROUP INC
- filed_at: 2026-04-14T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/0001104659-26-042942-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/c-20260414x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-042942
- JSON: https://secwatch.observer/filing/0001104659-26-042942.json
- Plain text: https://secwatch.observer/filing/0001104659-26-042942.txt

## Key facts
- Earnings Releases
  CITIGROUP INC reported first quarter 2026 results: revenue $24.6 billion, net income $5.8 billion, EPS $3.06 per diluted share.
  - Period: first quarter 2026
  - Revenue: $24.6 billion
  - Net income: $5.8 billion
  - EPS: $3.06 per diluted share
  - Result: reported results
  source text: Citigroup Inc. today reported net income for the first quarter 2026 of $5.8 billion, or $3.06 per diluted share, on revenues of $24.6 billion.
  evidence_url: https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/0001104659-26-042942-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.