secwatch.observer — SEC 8-K summary
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Issuer:     CITIGROUP INC (C)
CIK:        0000831001
Form:       8-K
Filed at:   2026-04-14T23:59:59+00:00
Accession:  0001104659-26-042942
Event type: earnings
Sentiment:  positive
Materiality: 0.85
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Citigroup Q1 net income $5.8B ($3.06 EPS), revenue up 14% YoY
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- Net income $5.8B ($3.06 diluted EPS) vs $4.1B ($1.96) in Q1 2025, up 42%.
- Revenue $24.6B, up 14% YoY; Services +17% to $6.1B, Markets >$7B, Banking fees +12%.
- Returned ~$7.4B to shareholders: $6.3B buybacks plus dividends; payout ratio 134%.
- CET1 ratio 12.7% (from 13.2% Q4); RoTCE 13.1% vs 9.1% YoY; TBVPS $99.01.
- Operating expenses $14.3B, +7% YoY; provision for credit losses $2.8B with ACL build $581M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/0001104659-26-042942-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/831001/000110465926042942/c-20260414x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-042942

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer