---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-045707"
form_type: "8-K"
ticker: "UCB"
cik: "0000857855"
company_name: "UNITED COMMUNITY BANKS INC"
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:15:00.908753+00:00"
event_type: "m_and_a"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# United Community Banks to acquire Peach State Bancshares for $100.8M

## Summary
- Deal: $100.8M aggregate value; shareholders elect $31.75 cash or 0.8978 UCB shares per share, prorated 50/50.
- Peach State had $788M assets, $498M loans, $713M deposits as of March 31, 2026.
- Expected close in Q3 2026; requires regulatory approval and Peach State shareholder vote.
- Expected EPS accretion of $0.09 in 2027 ($0.12 with share repurchases).
- Peach State operates two branches in Gainesville and Braselton, GA (Hall County).

## SEC filing metadata
- accession: 0001104659-26-045707
- form_type: 8-K
- ticker: UCB
- cik: 0000857855
- company_name: UNITED COMMUNITY BANKS INC
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: m_and_a
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 8.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/857855/000110465926045707/0001104659-26-045707-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/857855/000110465926045707/tm2612284d1_8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-045707
- JSON: https://secwatch.observer/filing/0001104659-26-045707.json
- Plain text: https://secwatch.observer/filing/0001104659-26-045707.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.