secwatch.observer — SEC 8-K summary
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Issuer:     UNITED COMMUNITY BANKS INC (UCB)
CIK:        0000857855
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0001104659-26-045707
Event type: m_and_a
Sentiment:  positive
Materiality: 0.75
Item codes: 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

United Community Banks to acquire Peach State Bancshares for $100.8M
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- Deal: $100.8M aggregate value; shareholders elect $31.75 cash or 0.8978 UCB shares per share, prorated 50/50.
- Peach State had $788M assets, $498M loans, $713M deposits as of March 31, 2026.
- Expected close in Q3 2026; requires regulatory approval and Peach State shareholder vote.
- Expected EPS accretion of $0.09 in 2027 ($0.12 with share repurchases).
- Peach State operates two branches in Gainesville and Braselton, GA (Hall County).

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/857855/000110465926045707/0001104659-26-045707-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/857855/000110465926045707/tm2612284d1_8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-045707

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer