{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-045779","form_type":"8-K","ticker":"ASRV","cik":"0000707605","company_name":"AMERISERV FINANCIAL INC /PA/","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.660538+00:00","generated_at":"2026-05-15T05:13:18.243272+00:00","sec_items":["2.02","8.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"AmeriServ Q1 net income falls 6% to $1.79M ($0.11 EPS); NIM improves 25bps","bullets":["Net income of $1.794M ($0.11 diluted EPS) vs $1.908M ($0.12) in Q1 2025, down 6%.","Net interest income up $897K (9%) to $10.9M; net interest margin expanded 25bps to 3.26%.","Provision for credit losses was $217K expense vs $97K recovery in prior year.","Board declared $0.03 quarterly dividend, payable May 18, 2026 to holders of record May 4, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-045779","json":"https://secwatch.observer/filing/0001104659-26-045779.json","markdown":"https://secwatch.observer/filing/0001104659-26-045779.md","text":"https://secwatch.observer/filing/0001104659-26-045779.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/707605/000110465926045779/0001104659-26-045779-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/707605/000110465926045779/asrv-20260421x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:13:18.243272+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"31f25a6abc890abff6398cf4c99e6a73b02b8d6d","claim":"AMERISERV FINANCIAL INC /PA/ reported first quarter 2026 results: net income $1,794,000, EPS $0.11 per diluted common share.","evidence_excerpt":"THE FIRST QUARTER OF 2026 AND ANNOUNCES QUARTERLY COMMON STOCK CASH DIVIDEND ​ JOHNSTOWN, PA - AmeriServ Financial, Inc. (NASDAQ: ASRV) reported first quarter 2026 net income of $1,794,000, or $0.11 per diluted common share. This compares to net income for the first quarter of 2025 of $1,908,000, or $0.12 per diluted common share. The following table details the","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/707605/000110465926045779/0001104659-26-045779-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter 2026"},{"label":"Net income","value":"$1,794,000"},{"label":"EPS","value":"$0.11 per diluted common share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}