{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-046066","form_type":"8-K","ticker":"MCB","cik":"0001476034","company_name":"Metropolitan Bank Holding Corp.","filed_at":"2026-04-21T23:59:59+00:00","discovered_at":"2026-05-14T18:02:32.334881+00:00","generated_at":"2026-05-15T05:05:55.923475+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.88,"calibrated_materiality_score":0.88,"confidence":"high","headline":"Metropolitan Bank Q1 EPS $2.92, raises dividend 25%, completes $186.8M equity offering","bullets":["Diluted EPS $2.92 vs $2.77 Q4 2025 and $1.45 Q1 2025; net income $31.4M.","Net interest income $85.9M, up 28.3% YoY; NIM 4.08% vs 3.68% a year ago.","Loans grew to $7.0B (+3.5% QoQ); deposits to $7.7B (+4.9% QoQ, +20% YoY).","Completed public offering of 2.3M shares at $85; net proceeds ~$186.8M to support growth.","Board increased quarterly cash dividend to $0.25/share, up 25% from $0.20."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-046066","json":"https://secwatch.observer/filing/0001104659-26-046066.json","markdown":"https://secwatch.observer/filing/0001104659-26-046066.md","text":"https://secwatch.observer/filing/0001104659-26-046066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/0001104659-26-046066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/mcb-20260421x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T05:05:55.923475+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"1f3088b12558537db42157026f890492095bf6ee","claim":"Metropolitan Bank Holding Corp. reported first quarter of 2026 results: revenue $88.5 million, net income $31.4 million, EPS $2.92.","evidence_excerpt":"​ Income Statement Financial Highlights ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ ​ Mar. 31, ​ Dec. 31, ​ Mar. 31, ​ (dollars in thousands, except per share data) ​ 2026 ​ 2025 ​ 2025 ​ Total revenues (1) ​ $ 88,490 ​ $ 88,408 ​ $ 70,590 ​ Net income (loss) ​ $ 31,426 ​ $ 28,857 ​ $ 16,354 ​ Diluted earnings (loss) per common share ​ $ 2.92 ​ $ 2.77 ​ $ 1.45","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/0001104659-26-046066-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter of 2026"},{"label":"Revenue","value":"$88.5 million"},{"label":"Net income","value":"$31.4 million"},{"label":"EPS","value":"$2.92"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}