---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-046066"
form_type: "8-K"
ticker: "MCB"
cik: "0001476034"
company_name: "Metropolitan Bank Holding Corp."
filed_at: "2026-04-21T23:59:59+00:00"
generated_at: "2026-05-15T05:05:55.923475+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.88
calibrated_materiality_score: 0.88
confidence: "high"
source: SEC EDGAR
---

# Metropolitan Bank Q1 EPS $2.92, raises dividend 25%, completes $186.8M equity offering

## Summary
- Diluted EPS $2.92 vs $2.77 Q4 2025 and $1.45 Q1 2025; net income $31.4M.
- Net interest income $85.9M, up 28.3% YoY; NIM 4.08% vs 3.68% a year ago.
- Loans grew to $7.0B (+3.5% QoQ); deposits to $7.7B (+4.9% QoQ, +20% YoY).
- Completed public offering of 2.3M shares at $85; net proceeds ~$186.8M to support growth.
- Board increased quarterly cash dividend to $0.25/share, up 25% from $0.20.

## SEC filing metadata
- accession: 0001104659-26-046066
- form_type: 8-K
- ticker: MCB
- cik: 0001476034
- company_name: Metropolitan Bank Holding Corp.
- filed_at: 2026-04-21T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.88
- calibrated_materiality_score: 0.88
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/0001104659-26-046066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/mcb-20260421x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-046066
- JSON: https://secwatch.observer/filing/0001104659-26-046066.json
- Plain text: https://secwatch.observer/filing/0001104659-26-046066.txt

## Key facts
- Earnings Releases
  Metropolitan Bank Holding Corp. reported first quarter of 2026 results: revenue $88.5 million, net income $31.4 million, EPS $2.92.
  - Period: first quarter of 2026
  - Revenue: $88.5 million
  - Net income: $31.4 million
  - EPS: $2.92
  - Result: reported results
  source text: ​ Income Statement Financial Highlights ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ ​ Three months ended ​ ​ ​ Mar. 31, ​ Dec. 31, ​ Mar. 31, ​ (dollars in thousands, except per share data) ​ 2026 ​ 2025 ​ 2025 ​ Total revenues (1) ​ $ 88,490 ​ $ 88,408 ​ $ 70,590 ​ Net income (loss) ​ $ 31,426 ​ $ 28,857 ​ $ 16,354 ​ Diluted earnings (loss) per common share ​ $ 2.92 ​ $ 2.77 ​ $ 1.45
  evidence_url: https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/0001104659-26-046066-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.