secwatch.observer — SEC 8-K summary
======================================

Issuer:     Metropolitan Bank Holding Corp. (MCB)
CIK:        0001476034
Form:       8-K
Filed at:   2026-04-21T23:59:59+00:00
Accession:  0001104659-26-046066
Event type: earnings
Sentiment:  positive
Materiality: 0.88
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Metropolitan Bank Q1 EPS $2.92, raises dividend 25%, completes $186.8M equity offering
--------------------------------------------------------------------------------

- Diluted EPS $2.92 vs $2.77 Q4 2025 and $1.45 Q1 2025; net income $31.4M.
- Net interest income $85.9M, up 28.3% YoY; NIM 4.08% vs 3.68% a year ago.
- Loans grew to $7.0B (+3.5% QoQ); deposits to $7.7B (+4.9% QoQ, +20% YoY).
- Completed public offering of 2.3M shares at $85; net proceeds ~$186.8M to support growth.
- Board increased quarterly cash dividend to $0.25/share, up 25% from $0.20.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/0001104659-26-046066-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1476034/000110465926046066/mcb-20260421x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-046066

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer