secwatch.observer — SEC 8-K summary
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Issuer:     JUNIATA VALLEY FINANCIAL CORP (JUVF)
CIK:        0000714712
Form:       8-K
Filed at:   2026-04-22T23:59:59+00:00
Accession:  0001104659-26-046483
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Juniata Valley Q1 net income $2.8M (+39% YoY); NIM expands to 3.39%
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- Net income $2.8M (+39.3% YoY); EPS $0.55-0.56 vs $0.40 YoY.
- Net interest income rose 25.5% to $7.3M; NIM expanded 56bps to 3.39%.
- Noninterest income +7.1% to $1.4M; noninterest expense +11.2% to $5.2M.
- Credit quality strong: nonperforming/delinquent loans only 0.1% of total loans.
- Board declared $0.22/share dividend payable June 1 to record May 18.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/714712/000110465926046483/0001104659-26-046483-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/714712/000110465926046483/juvf-20260422x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-046483

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