{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-046828","form_type":"8-K","ticker":"CBAN","cik":"0000711669","company_name":"COLONY BANKCORP INC","filed_at":"2026-04-22T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.666240+00:00","generated_at":"2026-05-15T04:58:04.331778+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"Colony Bankcorp Q1 net income $8.2M ($0.39 EPS); NIM expands to 3.48%; declares $0.12 dividend","bullets":["Q1 2026 net income $8.2M ($0.39 diluted EPS) vs $6.6M ($0.38) in Q1 2025; operating EPS $0.45.","Net interest margin improved to 3.48% from 2.93% a year ago, aided by TC Bancshares acquisition and higher asset yields.","Total loans grew $32.2M to $2.41B; deposits declined $19.1M to $3.05B driven by seasonal municipal outflows.","Noninterest income up 18.2% to $10.7M, led by insurance and wealth advisory; noninterest expense rose to $27.7M.","Board declared $0.12 per share quarterly dividend, payable May 20, 2026 to holders of record May 6, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-046828","json":"https://secwatch.observer/filing/0001104659-26-046828.json","markdown":"https://secwatch.observer/filing/0001104659-26-046828.md","text":"https://secwatch.observer/filing/0001104659-26-046828.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/711669/000110465926046828/0001104659-26-046828-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/711669/000110465926046828/cban-20260422x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:58:04.331778+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ae7d0e8beecdd4aaa3de4d4c0a04a78feb664689","claim":"COLONY BANKCORP INC reported first quarter ended March 31, 2026 results: net income $8.2 million, EPS $0.39 per diluted share.","evidence_excerpt":"Net income was $8.2 million, or $0.39 per diluted share, for the first quarter of 2026","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/711669/000110465926046828/0001104659-26-046828-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"first quarter ended March 31, 2026"},{"label":"Net income","value":"$8.2 million"},{"label":"EPS","value":"$0.39 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}