secwatch.observer — SEC 8-K summary
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Issuer:     SOUTHERN MISSOURI BANCORP, INC. (SMBC)
CIK:        0000916907
Form:       8-K
Filed at:   2026-04-23T23:59:59+00:00
Accession:  0001104659-26-046973
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 8.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Southern Missouri Bancorp reports Q3 FY2026 EPS $1.60, up 15.1% YoY; declares $0.25 dividend
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- Net income $17.8M, diluted EPS $1.60 vs $1.39 a year ago (up 15.1%).
- Net interest margin 3.67% vs 3.44% a year ago; net interest income up 9.3% YoY.
- Provision for credit losses $2.1M, up $1.1M YoY, driven by agriculture loan reserves.
- Dividend declared $0.25 per share, payable May 29, 2026 to record May 15, 2026.
- Nonperforming assets 0.62% of total assets vs 0.47% at June 30, 2025.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/916907/000110465926046973/0001104659-26-046973-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/916907/000110465926046973/smbc-20260421x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-046973

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer