Esquire Financial Q1 net income $12.2M, EPS $1.40; dividend raised 14% to $0.20

Esquire Financial Holdings, Inc.

2026-Q1 EPS reported $1.40

Net income up 7% to $12.2M ($1.40 diluted EPS); adjusted EPS $1.58 excluding merger costs.
Revenue up 19.8% to $40.5M; net interest margin 6.04%; loans grew $56.7M linked-quarter to $1.82B.
Dividend increased 14% to $0.20/share, fifth consecutive annual increase since 2022.
Incurred $1.3M merger expenses for Signature Bancorporation acquisition; integration progressing.
Charge-off of $3.2M on one multifamily OREO; NPLs just 0.03% of assets; allowance/loans ratio 1.30%.

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