---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-048381"
form_type: "8-K"
ticker: "TCBS"
cik: "0001849466"
company_name: "Texas Community Bancshares, Inc."
filed_at: "2026-04-24T23:59:59+00:00"
generated_at: "2026-05-15T04:13:57.674800+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# Texas Community Bancshares Q1 net income $836K, up 30% YoY; sixth consecutive record quarter

## Summary
- Net income of $836K vs $643K in Q1 2025, a 30% increase; sixth straight record quarter.
- Net interest margin expanded to 3.49% from 3.24%; net interest income $3.4M, up 3.1%.
- Noninterest income rose 51.1% to $698K, driven by rental income from foreclosed multifamily property.
- Loan portfolio decreased to $298.5M; deposits grew to $332.0M; nonperforming assets 2.60% of total assets.
- Broke ground on new branch in Terrell, TX as part of DFW market expansion strategy.

## SEC filing metadata
- accession: 0001104659-26-048381
- form_type: 8-K
- ticker: TCBS
- cik: 0001849466
- company_name: Texas Community Bancshares, Inc.
- filed_at: 2026-04-24T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1849466/000110465926048381/0001104659-26-048381-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1849466/000110465926048381/tcbs-20260424x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-048381
- JSON: https://secwatch.observer/filing/0001104659-26-048381.json
- Plain text: https://secwatch.observer/filing/0001104659-26-048381.txt

## Key facts
- Earnings Releases
  Texas Community Bancshares, Inc. reported the three months ended March 31, 2026 results: net income net income of $836,000.
  - Period: the three months ended March 31, 2026
  - Net income: net income of $836,000
  - Result: reported results
  source text: — Texas Community Bancshares, Inc. (“Texas Community Bancshares” or the “Company”) (NASDAQ: TCBS), the holding company for Broadstreet Bank, SSB, today reported net income of $836,000 for the three months ended March 31, 2026, compared to net income of $643,000 for the three months ended March 31, 2025. Texas Community Bancshares’ President and Chief Executive
  evidence_url: https://www.sec.gov/Archives/edgar/data/1849466/000110465926048381/0001104659-26-048381-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.