{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-048657","form_type":"8-K","ticker":"FCAP","cik":"0001070296","company_name":"FIRST CAPITAL INC","filed_at":"2026-04-24T23:59:59+00:00","discovered_at":"2026-05-14T18:02:31.907101+00:00","generated_at":"2026-05-15T04:09:52.006018+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"First Capital Q1 2026 net income $4.3M, EPS $1.30 vs $0.97 year ago","bullets":["Net income $4.3M ($1.30 diluted EPS) vs $3.2M ($0.97) in Q1 2025, up 34%.","Net interest margin expanded to 3.81% from 3.34% as interest income rose $1.6M.","Nonperforming assets decreased to $4.0M from $4.4M at Dec 31, 2025.","Deposits increased $13.6M to $1.14B; total assets $1.28B at March 31, 2026."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-048657","json":"https://secwatch.observer/filing/0001104659-26-048657.json","markdown":"https://secwatch.observer/filing/0001104659-26-048657.md","text":"https://secwatch.observer/filing/0001104659-26-048657.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1070296/000110465926048657/0001104659-26-048657-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1070296/000110465926048657/fcap-20260424x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T04:09:52.006018+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"4c6a61de2de082992a8fdf4462e72e34fb971eb3","claim":"FIRST CAPITAL INC reported the quarter ended March 31, 2026 results: net income $4.3 million, EPS $1.30 per diluted share.","evidence_excerpt":"First Capital, Inc. (the “Company”) (NASDAQ: FCAP), the holding company for First Harrison Bank (the “Bank”), today reported net income of $4.3 million, or $1.30 per diluted share, for the quarter ended March 31, 2026, compared to net income of $3.2 million, or $0.97 per diluted share, for the quarter ended March 31, 2025.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1070296/000110465926048657/0001104659-26-048657-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$4.3 million"},{"label":"EPS","value":"$1.30 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}