{"schema_version":"secwatch.filing_event.v1","accession":"0001104659-26-049414","form_type":"8-K","ticker":"HNVR","cik":"0001828588","company_name":"Hanover Bancorp, Inc. /MD","filed_at":"2026-04-27T23:59:59+00:00","discovered_at":"2026-05-14T18:02:33.036384+00:00","generated_at":"2026-05-15T03:55:04.963274+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.6,"calibrated_materiality_score":0.6,"confidence":"high","headline":"Hanover Bancorp Q1 net income $1.9M; adj. EPS $0.54; margin expands to 2.96%","bullets":["Net income $1.9M ($0.25 diluted); adj. net income $4.0M ($0.54), excl. $2.1M severance.","Net interest margin 2.96% (up 28 bps YoY); net interest income $16.4M, +11.9% YoY.","Issued $35M of 7.25% subordinated notes due 2036; redeemed $25M of 8.54% notes.","Declared $0.10 quarterly dividend payable May 18, 2026 to holders of record May 11, 2026.","NPLs $24.5M (1.23% of loans); ACL $19.1M (0.96% of loans) vs 0.93% at year-end."],"urls":{"canonical":"https://secwatch.observer/filing/0001104659-26-049414","json":"https://secwatch.observer/filing/0001104659-26-049414.json","markdown":"https://secwatch.observer/filing/0001104659-26-049414.md","text":"https://secwatch.observer/filing/0001104659-26-049414.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1828588/000110465926049414/0001104659-26-049414-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1828588/000110465926049414/hnvr-20260427x8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-15T03:55:04.963274+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"5f21936d63a01f7890ef6fffd143af05fae94b6f","claim":"Hanover Bancorp, Inc. /MD reported the quarter ended March 31, 2026 results: net income $1.9 million, EPS $0.25 per diluted share.","evidence_excerpt":"Margin Expansion and Declares $0.10 Quarterly Cash Dividend ​ First Quarter Performance Highlights ​ ● Net Income: Net income for the quarter ended March 31, 2026 totaled $1.9 million or $0.25 per diluted share (including Series A preferred shares). Adjusted (non-GAAP) net income (excluding severance expenses) was $4.0 million or $0.54 per diluted share for","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/1828588/000110465926049414/0001104659-26-049414-index.htm","confidence":0.4,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2026"},{"label":"Net income","value":"$1.9 million"},{"label":"EPS","value":"$0.25 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}