---
schema_version: "secwatch.filing_event.v1"
accession: "0001104659-26-050955"
form_type: "8-K"
ticker: "JMSB"
cik: "0001710482"
company_name: "John Marshall Bancorp, Inc."
filed_at: "2026-04-29T23:59:59+00:00"
generated_at: "2026-05-15T02:18:38.206623+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# John Marshall Bancorp Q1 net income $6.1M, up 27% YoY, EPS $0.43; NIM expands to 2.87%

## Summary
- Net income $6.1M ($0.43 diluted EPS) vs $4.8M ($0.34) YoY, seventh consecutive quarter of net income growth.
- Net interest margin 2.87%, up 29 bps YoY; net interest income $16.5M, up 17.1% YoY.
- Deposits grew $65.6M (3.4%) YoY; loans up $103.3M (5.5%) YoY. No charge-offs recorded.
- Board declared $0.09 quarterly dividend, 20% annual increase; share repurchases of 103,507 shares at $19.69 avg.
- Asset quality strong: only one non-accrual SBA loan ($984K fully guaranteed), capital ratios well above well-capitalized levels.

## SEC filing metadata
- accession: 0001104659-26-050955
- form_type: 8-K
- ticker: JMSB
- cik: 0001710482
- company_name: John Marshall Bancorp, Inc.
- filed_at: 2026-04-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/1710482/000110465926050955/0001104659-26-050955-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/1710482/000110465926050955/jmsb-20260429x8k.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0001104659-26-050955
- JSON: https://secwatch.observer/filing/0001104659-26-050955.json
- Plain text: https://secwatch.observer/filing/0001104659-26-050955.txt

## Key facts
- Earnings Releases
  John Marshall Bancorp, Inc. reported the quarter ended March 31, 2026 results: net income $6.1 million, EPS $0.43.
  - Period: the quarter ended March 31, 2026
  - Net income: $6.1 million
  - EPS: $0.43
  - Result: reported results
  source text: Reston, VA – John Marshall Bancorp, Inc. (Nasdaq: JMSB) (the “Company”), parent company of John Marshall Bank (the “Bank”), reported net income of $6.1 million for the quarter ended March 31, 2026 compared to $4.8 million for the quarter ended March 31, 2025, an increase of $1.3 million or 26.8%. Diluted earnings per common share were $0.43 for the quarter ended March 31, 2026 compared to $0.34 for the quarter ended March 31, 2025, an increase of 26.5%. Annualized return on average assets was 1.06% for the quarter ended March 31, 2026 compared to 0.87% for the quarter ended March 31, 2025.
  evidence_url: https://www.sec.gov/Archives/edgar/data/1710482/000110465926050955/0001104659-26-050955-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.