secwatch.observer — SEC 8-K summary
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Issuer:     John Marshall Bancorp, Inc. (JMSB)
CIK:        0001710482
Form:       8-K
Filed at:   2026-04-29T23:59:59+00:00
Accession:  0001104659-26-050955
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

John Marshall Bancorp Q1 net income $6.1M, up 27% YoY, EPS $0.43; NIM expands to 2.87%
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- Net income $6.1M ($0.43 diluted EPS) vs $4.8M ($0.34) YoY, seventh consecutive quarter of net income growth.
- Net interest margin 2.87%, up 29 bps YoY; net interest income $16.5M, up 17.1% YoY.
- Deposits grew $65.6M (3.4%) YoY; loans up $103.3M (5.5%) YoY. No charge-offs recorded.
- Board declared $0.09 quarterly dividend, 20% annual increase; share repurchases of 103,507 shares at $19.69 avg.
- Asset quality strong: only one non-accrual SBA loan ($984K fully guaranteed), capital ratios well above well-capitalized levels.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/1710482/000110465926050955/0001104659-26-050955-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/1710482/000110465926050955/jmsb-20260429x8k.htm
  HTML page:      https://secwatch.observer/filing/0001104659-26-050955

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer